Kensley Company arranges commercial equipment financing for U.S. businesses across multiple industries. Each industry has its own equipment profile, financing structures, and lender preferences — and our role is to match each application to the lender most likely to approve it on terms that work for the business.
Below are the primary industries we work with. If you operate in an industry not listed here but need financing for commercial equipment, contact us — we can often arrange financing for specialty verticals on a case-by-case basis.
Trucking & Transportation
Commercial vehicles, trailers, and fleet equipment for owner-operators and commercial fleet operators. We work with lenders that finance day cabs, sleeper cabs, refrigerated units, box trucks, and trailers across long-haul, regional, last-mile, and refrigerated transport.
Trucking Equipment Financing →
Restaurant & Hospitality
Commercial kitchen equipment, refrigeration, POS systems, and dining furniture for restaurants, cafes, bars, ghost kitchens, and food trucks. Financing structures support new locations, equipment replacement, and FF&E build-outs.
Restaurant Equipment Financing →
Medical & Dental
Imaging systems, dental chairs, lab analyzers, sterilization equipment, and exam room equipment for medical practices, dental offices, urgent care centers, and outpatient clinics. We work exclusively with practice owners and authorized representatives — not with individual patients.
Medical & Dental Equipment Financing →
Construction
Earth-moving equipment, lifts, attachments, generators, and heavy machinery for general contractors, specialty trades, and equipment rental operators. Lenders in our network finance new and used equipment, with structures sized for both single-unit purchases and small fleet expansions.
Construction Equipment Financing →
Manufacturing
CNC mills and lathes, presses, conveyors, automation systems, packaging lines, and robotics for manufacturers across light and heavy industrial segments. Financing terms support both core production equipment and ancillary systems like material handling and quality inspection.
Manufacturing Equipment Financing →
Other Verticals
We also arrange financing for equipment in industries including:
- Auto repair and body shops
- Landscaping and lawn care
- Cleaning and janitorial services
- Printing and signage
- Agricultural operations
- Specialty technology and AV
If you have a specific equipment financing need and your industry is not listed above, contact our team for a fit assessment.
How Industry Affects Financing
Different industries have different equipment cost profiles, useful-life expectations, residual values, and lender appetite. For example:
- Trucking lenders are typically comfortable with longer financing terms (60–72 months) and have well-established models for valuing used vehicles
- Restaurant equipment often qualifies for $1 buyout leases due to long useful life and minimal resale market
- Medical and dental equipment frequently carries high purchase prices and may benefit from terms that match the equipment’s revenue-generating profile
- Construction lenders may require additional documentation when financing used equipment, depending on age and condition
- Manufacturing financing is often structured as an EFA, given the long useful life and customization of the equipment
Our role is to know which lenders specialize in which industries and to route each application to the lender most likely to approve it under terms that match the equipment’s profile.
Get Started
If you have an equipment purchase in mind, the fastest way to see what is available is to submit a short application.