The Kensley application takes about five minutes. Once submitted, our team reviews your inquiry and matches it to the equipment finance lender most likely to approve your application. Lender decisions are typically issued within 1–3 business days.
There is no commitment to accept any financing offer. Submitting this inquiry does not constitute a credit application with any specific lender, and no offer of financing exists until a lender independently extends one to you in writing.
What You’ll Need
- Your business name and entity type
- Approximate time in business and annual revenue range
- The type of equipment you are financing and approximate cost
- Your equipment vendor information, if you’ve selected one
- Your contact information (name, title, business email, business phone)
You do not need to upload documents at this stage. If the lender requires documentation (typically 3–6 months of business bank statements and an equipment quote), they’ll request it after issuing a preliminary decision.
Application Form
What Happens Next
- Application review (1 business day). Our team reviews your inquiry and matches it to the lender most likely to approve it.
- Lender decision (1–3 business days). The lender reviews and issues a preliminary decision, including approved amount, term, and monthly payment range.
- Documentation (varies). If you accept the preliminary terms, the lender requests documentation — typically 3–6 months of business bank statements and the equipment quote.
- Final approval (1–2 business days after documentation). The lender reviews documentation and issues final terms.
- Funding (5–10 business days from final approval). The lender funds the equipment vendor directly, and you take delivery.
Full timing depends on lender, equipment type, and documentation. Some transactions complete in under a week; others take longer.
