About Kensley Company
A Commercial Equipment Finance Brokerage Built for U.S. Businesses
Kensley Company LLC is a commercial equipment finance brokerage headquartered in Miami, Florida. We arrange financing for U.S. businesses purchasing commercial equipment, matching each application to the lender most likely to approve it on terms that work for the operation.
We are organized as a New Jersey limited liability company, founded in 2025. Our principal place of business is in Miami’s Wynwood district, and we serve commercial clients in all 50 states.
What We Do
An Independent Brokerage Working for Your Business
Kensley operates as an independent brokerage. When a business inquires about equipment financing, we review the application against the underwriting profiles of multiple equipment finance lenders in our network. We present the application to the lender we believe is the best fit based on the business type, equipment cost, time in business, credit profile, and financing structure preference.
The underlying lender makes all credit decisions independently. If approved, the lender funds the equipment vendor directly, and the business begins payments under the lender’s terms. Kensley earns a referral fee from the lender for facilitating the transaction. This compensation model is disclosed to every applicant.
What We Don’t Do
Clear Boundaries on Our Role
We Are Not a Lender
Kensley does not extend credit, originate financing, or fund equipment purchases directly. All financing decisions are made by the underlying lender.
We Do Not Serve Consumers
Our services are available only to legally formed business entities purchasing equipment for commercial use. We do not offer personal financing, auto financing, or mortgages.
We Do Not Service Accounts
Once a financing transaction is funded, the lender manages the account directly. Kensley has no role in servicing, collections, or default management.
How We Make Money
Transparent Referral Compensation
Kensley earns referral compensation from the equipment finance lenders in our network when a transaction we facilitate is funded. This compensation is typically a percentage of the financed amount, paid by the lender, and is reflected in the financing terms the lender offers.
We disclose this brokerage model on every page of our site, in our Terms of Service, and in the engagement materials we provide to applicants. Applicants are not charged a fee directly by Kensley to submit an inquiry, receive lender matches, or complete an application.
Our Compliance Posture
Built for B2B Brokerage Standards
Kensley operates as a B2B brokerage. Our activities are classified under Professional Services / Management Consulting (NAICS 541611) and fall outside the scope of consumer finance regulations and consumer lending registrations. We maintain:
- Independent corporate structure with separate banking, hosting, email, and operations
- TCPA-compliant opt-in capture for all SMS communications, with five-year recordkeeping
- A Privacy Policy and SMS Terms aligned with the 2024 carrier requirements for mobile information handling
- Mandatory unchecked consent boxes on all forms that collect a phone number
We have built the business to operate cleanly under federal and state requirements, and we expect every lender we work with to do the same.
See How We Work
If you are evaluating equipment financing, the first step is a short application. Our team is available Monday through Friday, 9:00 AM to 6:00 PM EST.
Apply for Financing