Commercial Equipment Financing
Commercial Equipment Financing for U.S. Businesses
Kensley Company arranges financing for commercial equipment purchases through a network of independent equipment finance lenders. We work with small and mid-sized businesses across trucking, restaurants, medical, construction, and manufacturing.
Brokerage model. Lenders make all credit decisions.
What We Offer
Equipment Financing Programs
Equipment Leasing
Operating leases, fair market value leases, and $1 buyout leases structured around your term and end-of-lease ownership preferences.
Learn moreFinance Agreements
Fixed-term financing for businesses that want to own the equipment from day one with predictable monthly payments.
Learn moreWorking Capital + Equipment
Combined financing packages from lenders who fund the equipment and working capital in a single transaction.
Learn moreSection 179 Financing
Year-end equipment financing aligned with Section 179 tax planning for qualifying business purchases.
Learn moreIndustries We Serve
Vertical-Specific Equipment Financing
Trucking
Commercial vehicles, trailers, refrigerated units, and fleet equipment for owner-operators and carriers.
Restaurant
Commercial kitchen equipment, refrigeration, POS systems, and FF&E for single-unit and multi-unit operators.
Medical & Dental
Imaging, lab equipment, dental chairs, and surgical equipment for practices, clinics, and specialty groups.
Construction
Earth-moving equipment, lifts, generators, and heavy machinery for contractors and site operators.
Manufacturing
CNC machines, presses, conveyors, automation, and packaging lines for production and assembly facilities.
How It Works
A Straightforward Three-Step Process
Apply
Submit a short application with your business details, the equipment you need, and the approximate cost.
Lender Review
We match your application to lenders in our network. Lenders make independent credit decisions based on your profile.
Funding
The approved lender funds your equipment vendor directly. You take delivery and begin payments per agreed terms.
Most applications receive a decision in 1–3 business days
Why Kensley
Built for Commercial Operators
Brokerage, Not Lender
We work for the business, not for a single lender, and route each file to the most likely approval.
B2B Only
We serve business entities exclusively, with commercial documentation standards on every application.
Diverse Credit Profiles
Our network includes lenders for established operators and lenders for newer or rebuilding profiles.
Independent and Transparent
We disclose our brokerage status on every page. Lenders set the terms. We help you understand them.
Apply for Equipment Financing
The first step is a short application. There is no commitment to accept any offer, and submitting an inquiry does not constitute a credit application with any specific lender.
Apply for Financing