Last Updated: May 29, 2025

Kensley Company LLC (“Kensley,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, share, and protect information when you visit our website at kensleycompany.com, submit a financing inquiry, communicate with us by phone or text, or otherwise interact with our services.

By using our website or services, you agree to the practices described in this Privacy Policy. If you do not agree, please do not use our website or submit information to us.

1. Who We Are

Kensley Company LLC is a commercial equipment finance brokerage headquartered in Miami, Florida. We assist business entities with obtaining financing for equipment purchases through a network of independent equipment finance lenders. We do not extend credit directly. All financing decisions are made by the underlying lender.

Our services are available exclusively to business entities. We do not offer consumer financing.

Contact:
Kensley Company LLC
164 NW 20th Street, Unit 202
Miami, FL 33137
(833) 317-3445
info@kensleycompany.com

2. Information We Collect

Information You Provide Directly

When you submit a financing inquiry, application, or contact form, we collect:

• Business name and business contact information
• Your name, title, and role at the business
• Business address
• Email address
• Phone number (including mobile)
• Equipment financing details (type of equipment, approximate cost, timing)
• Any other information you voluntarily provide in a form or message

Information Collected Automatically

When you visit our website, we may automatically collect:

• IP address
• Browser type and version
• Operating system
• Pages visited and time spent on each page
• Referring website or source
• Date and time of visit
• General geographic location (derived from IP)

We use cookies and similar technologies to collect this information. See Section 9 for more on cookies.

Information From Third Parties

In the course of brokering financing, we may receive information about your business from:

• Business credit reporting agencies (only with your consent)
• Equipment finance lenders evaluating your application
• Public business records

3. How We Use Your Information

We use the information we collect to:

• Respond to your financing inquiry or application
• Communicate with you about your application, including by phone, email, and text message
• Submit your application to one or more lenders in our network
• Provide updates about application status, document requests, and funding
• Confirm appointments and consultations
• Send marketing or promotional messages (only if you have separately opted in)
• Improve our website and services
• Comply with legal obligations, respond to lawful requests, and protect our rights
• Detect and prevent fraud or misuse

4. Mobile Information and SMS Communications

This section governs all SMS / text message communications with Kensley Company LLC.

How We Collect Mobile Information

Kensley Company LLC collects mobile phone numbers when you provide them through our website forms, by phone, or in other communications with us. Mobile information is collected only when you affirmatively provide it.

How We Use Mobile Information

We use the mobile phone numbers you provide to:

• Send SMS messages related to your active financing inquiry or application
• Confirm appointments and provide application status updates
• Send marketing and promotional messages, only if you have separately opted in
• Comply with legal obligations and respond to lawful requests

Mobile Information Sharing

Kensley Company LLC does not sell, rent, lease, or share mobile information with any third party for marketing or promotional purposes. No mobile information collected through our SMS program will be shared with affiliates or third parties for their marketing purposes. Mobile information may be shared only with service providers who help us deliver SMS messages (such as our SMS messaging platform vendor), and only to the extent necessary to deliver our messages to you. These service providers are contractually prohibited from using your information for any other purpose.

Your Choices

You may opt out of SMS messages at any time by:

• Replying STOP, END, QUIT, UNSUBSCRIBE, or CANCEL to any message
• Submitting the opt-out form at kensleycompany.com/opt-out
• Emailing info@kensleycompany.com with “UNSUBSCRIBE” in the subject line

After you opt out, you will receive one final confirmation message and no further marketing or promotional messages. Transactional messages required to complete an active financing application may still be sent unless you formally withdraw your application.

Charges

Message and data rates may apply. Charges are billed by and payable to your mobile service provider. Kensley does not charge for SMS messages.

Data Retention for SMS

We retain mobile information and SMS opt-in records — including timestamp, IP address, user agent, and the consent language displayed at the time of opt-in — for a minimum of five years after your last interaction with us, in order to demonstrate compliance with the Telephone Consumer Protection Act and applicable state laws.

For full SMS terms, see our SMS Terms.

5. How We Share Information

We share information only as described below.

Equipment Finance Lenders

To broker your financing, we submit your application and supporting information to one or more equipment finance lenders in our network. These lenders independently evaluate your application and make their own credit decisions. Each lender has its own privacy practices, which we encourage you to review.

Service Providers

We share information with third-party vendors who help us operate our business, including:

• Website hosting providers
• SMS messaging platform providers (e.g., Twilio)
• Email service providers
• CRM and database providers
• Analytics providers (e.g., Google Analytics)
• Payment processors
• Professional advisors (attorneys, accountants)

Service providers are contractually prohibited from using your information for purposes other than providing services to Kensley.

Legal Requirements

We may share information when we believe in good faith that disclosure is necessary to:

• Comply with applicable law, regulation, subpoena, or legal process
• Respond to lawful requests from public authorities
• Protect our rights, property, or safety, or that of our clients or the public
• Enforce our Terms of Service or other agreements
• Investigate fraud, security issues, or technical concerns

Business Transfers

If Kensley is involved in a merger, acquisition, financing, or sale of assets, your information may be transferred as part of that transaction. We will notify you (typically by email or website notice) if such a transfer occurs.

What We Do Not Do

We do not sell your personal information. We do not rent or lease your personal information. We do not share your mobile information with affiliates or third parties for their marketing purposes.

6. Data Retention

We retain personal information for as long as necessary to:

• Provide our services to you
• Comply with legal obligations
• Resolve disputes
• Enforce our agreements

Specific retention periods:

• Active application data: Retained for the duration of the application plus 7 years
• SMS opt-in records: Minimum 5 years from last interaction
• Website analytics data: Up to 26 months (Google Analytics default)
• Marketing opt-in records: Until you opt out, then archived for 3 years
• Business records: As required by applicable tax, accounting, and corporate law

After retention periods expire, we delete or anonymize information unless required to retain it longer by law.

7. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, disclosure, alteration, and destruction. These safeguards include:

• Encrypted data transmission (SSL/TLS)
• Access controls and authentication on internal systems
• Regular security reviews
• Confidentiality obligations on employees and service providers

No method of transmission over the internet or storage system is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

8. Your Rights and Choices

Access, Correction, Deletion

You may request to:

• Access the personal information we hold about you
• Correct inaccurate information
• Request deletion of your information (subject to legal retention requirements)
• Opt out of marketing communications

To exercise these rights, contact us at info@kensleycompany.com. We will respond within 30 days, or longer if required by law.

California Residents (CCPA / CPRA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act, including:

• The right to know what personal information we collect, use, and share
• The right to request deletion of personal information
• The right to opt out of the sale or sharing of personal information (note: we do not sell personal information)
• The right to non-discrimination for exercising these rights

To exercise California rights, email info@kensleycompany.com with “California Privacy Request” in the subject line.

Other State Privacy Rights

Residents of Virginia, Colorado, Connecticut, Utah, and other states with consumer privacy laws may have similar rights. Contact us to exercise these rights.

Opt-Out of Marketing

You may opt out of marketing communications at any time:

• Email: Click “unsubscribe” at the bottom of any marketing email
• SMS: Reply STOP to any message, or visit kensleycompany.com/opt-out
• Phone: Request to be added to our internal do-not-call list

Opt-out from marketing does not affect transactional communications related to your active application.

9. Cookies and Tracking

Our website uses cookies and similar technologies to:

• Remember your preferences
• Analyze website traffic and usage patterns
• Improve your experience

You can control cookies through your browser settings. Disabling cookies may affect website functionality.

We use Google Analytics 4 for website analytics. You can opt out of Google Analytics tracking by installing the Google Analytics Opt-Out Browser Add-on.

We do not use cookies for behavioral advertising or retargeting on third-party platforms.

10. Children’s Privacy

Our services are intended for business representatives over the age of 18. We do not knowingly collect personal information from minors. If we learn we have collected information from a child under 18, we will delete it promptly.

11. International Visitors

Our services are intended for users in the United States. If you access our website from outside the U.S., be aware that your information will be transferred to and processed in the United States, which may have different data protection laws than your country of residence.

12. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those websites. We encourage you to review their privacy policies before providing information.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The “Last Updated” date at the top of this page indicates when it was last revised. Material changes will be communicated by email or by prominent notice on our website. Continued use of our services after changes constitutes acceptance of the updated policy.

14. Contact Us

If you have questions about this Privacy Policy or our privacy practices, contact:

Kensley Company LLC
Attn: Privacy Officer
164 NW 20th Street, Unit 202
Miami, FL 33137
(833) 317-3445
info@kensleycompany.com